Updated March 15th, 2019
In early February, we launched a website catering highly niche products for camper vans. This project has been as much fun as it’s been hard work. Stepping back from a highly specific job in real estate and operating more as a generalist within the frame of a small business has shown me just how much there is to learn (a lot) and put to practice if you want to run a successful business.
You might think that a business degree and a four year post-grad designation (CFA) would make you a reliable source of information and practices to manage personal finances better. It hasn’t. The layers of socially-influenced buying habits have been hard to chip away at, but we’re slowly getting somewhere. In this reflection, some fundamental questions have come up about our behavior, where we place our money for safe keeping, and why we do it the way we do.
Housing has thought to be the ultimate safe-haven for the average person. Popularized by rental property television shows, the often repeated story line of your [insert-family-member-here] owning six houses and retiring at 42, and social pressures pushing the idea that success and home ownership go hand and hand. More homes, more success, right?
My thesis is that with the emergence of highly affordable and accessible robo-investing services, there won’t be any excuses for the average person, even low income individual, to not be invested in the marketplace. Financial education and literacy will improve, and capital flow into all investment vehicles will be more closely inspected, and seen for what they really are. For housing; once you strip out the outrageous gains caused by fanatic speculation, residential real estate returns to what it’s always been. A fantastic places to call home and relatively poor investment.
I’ve taken few photographs in past months, but have been thinking plenty about working more with film. The theme of this work is observation, capturing people taking time to purposefully observe their external surroundings, or their internal thoughts. The production would glimpse into that moment when a situation forms an experience.
We are going to get some canvas and paint it. The Price of Everything is a fantastic documentary that goes deep beneath the surface of the obscure art industry. People spending millions, tens of, on precious works of art simply for the status, where valuations are highly manipulated through restrictive supply and a natural herding mentality found in an auction houses.
Most artists embark on creation without aspirations. No goals or expectations of making something good. Just try and see how it goes.
I’m still learning Spanish every day. My partner Manya and I are going to start speaking french at home – what a great opportunity that is. Je suis excitee!
What’s Important Now – Inspired by Derek Sivers concept of the “Now” Page